Spread the cost of commercial heat pumps from £10,000 to £200,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.
⚡60-second enquiry
🔒No credit check
📊200+ lenders
🇬🇧UK-based advisors
Typical cost range
£10,000 – £200,000
Average: £45,000
Finance available
HP · Lease · Refinance
From 4.5% APR
Approval speed
24–48 hours
BUS grants stackable
Get Heat Pump (Commercial) finance quotes
Tell us what you need and we'll match you with lenders who specialise in energy & sustainability.
No credit check · No obligation · Free, instant comparison
Finance Options for Heat Pump (Commercial)s
Hire Purchase (HP)
RateFrom 4.9% APR
Term12–84 months
Deposit10–20%
OwnershipYours at the end
Best for: Businesses wanting to own the system and claim RHI
Finance Lease
RateFrom 4.5% APR
Term12–84 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 5.2% APR
Term36–84 months
DepositNone required
OwnershipReturn at end
Best for: Zero upfront cost for decarbonisation. Off balance sheet.
Commercial heat pumps qualify for Annual Investment Allowance (AIA) and Enhanced Capital Allowances for energy-saving technology. The Boiler Upgrade Scheme offers grants of up to £7,500. Running costs are typically 30–50% lower than gas boilers.
UK Heat Pump (Commercial) Market
UK heat pump installations grew 50% in 2024. The government targets 600,000 heat pump installations per year by 2028. Commercial heat pumps can reduce heating costs by 30–50% compared to gas. The UK has set a target to phase out fossil fuel heating in commercial buildings.
Frequently Asked Questions
Asset Finance Calculator
Coming soon — pre-populated with Heat Pump (Commercial) average cost of £45,000