Generator Finance
Spread the cost of commercial generators from £5,000 to £250,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.
⚡60-second enquiry
🔒No credit check
📊200+ lenders
🇬🇧UK-based advisors
Typical cost range
£5,000 – £250,000
Average: £40,000
Finance available
HP · Lease · Refinance
From 4.8% APR
Approval speed
24–48 hours
Same-day for < £50k
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Finance Options for Generators
Hire Purchase (HP)
RateFrom 5.2% APR
Term12–72 months
Deposit10–20%
OwnershipYours at the end
Best for: Businesses wanting to own the generator outright
Finance Lease
RateFrom 4.8% APR
Term12–72 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 5.5% APR
Term24–60 months
DepositNone required
OwnershipReturn at end
Best for: Access latest generator technology. Off balance sheet.
Popular Generator Models & Costs
Caterpillar DE200E0 200kVA£30,000 – £55,000Diesel Generator
Cummins C150D5 150kVA£25,000 – £45,000Diesel Generator
SDMO J130K 130kVA£18,000 – £30,000Diesel Generator
Atlas Copco QAS 500 500kVA£60,000 – £100,000Mobile Generator
Tax Benefits of Generator Finance
Generators qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible.
UK Generator Market
The UK generator market is worth £1.8bn. Data centres, construction, and events are the top three sectors for generator demand. Hybrid and battery-backed generators are growing at 25% annually as businesses seek lower-emission solutions.
Frequently Asked Questions
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