Spread the cost of vans from £15,000 to £80,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.
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📊200+ lenders
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Typical cost range
£15,000 – £80,000
Average: £35,000
Finance available
HP · Lease · Refinance
From 4.8% APR
Approval speed
24–48 hours
Same-day for < £50k
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Finance Options for Vans
Hire Purchase (HP)
RateFrom 5.2% APR
Term12–60 months
Deposit10–20%
OwnershipYours at the end
Best for: Businesses wanting to own the van outright
Finance Lease
RateFrom 4.8% APR
Term12–60 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 5.5% APR
Term24–48 months
DepositNone required
OwnershipReturn at end
Best for: Always drive the latest model. Off balance sheet.
Popular Van Models & Costs
Ford Transit Custom£28,000 – £42,000Medium Panel Van
Mercedes Sprinter£35,000 – £55,000Large Panel Van
Volkswagen Transporter T6.1£30,000 – £45,000Medium Panel Van
Vauxhall Vivaro£25,000 – £38,000Medium Panel Van
Tax Benefits of Van Finance
Vans qualify for Annual Investment Allowance (AIA), letting you deduct the full purchase cost from taxable profits in year one — up to £1,000,000. HP agreements allow you to claim capital allowances on the asset. Lease payments are typically fully deductible from profits as a business expense.
UK Van Market
The UK van market saw 356,000 new registrations in 2024, up 5.2% year-on-year. Over 4.2 million vans are registered on UK roads. The average UK business replaces its van fleet every 4–5 years.
Frequently Asked Questions
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