Catering Equipment Finance
Spread the cost of catering equipment from £2,000 to £150,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.
⚡60-second enquiry
🔒No credit check
📊200+ lenders
🇬🇧UK-based advisors
Typical cost range
£2,000 – £150,000
Average: £25,000
Finance available
HP · Lease · Refinance
From 5.8% APR
Approval speed
24–48 hours
Same-day for < £25k
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Tell us what you need and we'll match you with lenders who specialise in hospitality & catering.
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Finance Options for Catering Equipments
Hire Purchase (HP)
RateFrom 6.2% APR
Term12–60 months
Deposit10–20%
OwnershipYours at the end
Best for: Caterers wanting to own equipment outright
Finance Lease
RateFrom 5.8% APR
Term12–60 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 6.5% APR
Term24–48 months
DepositNone required
OwnershipReturn at end
Best for: Upgrade equipment regularly. Off balance sheet.
Popular Catering Equipment Models & Costs
Rational iCombi Pro 10-1/1£12,000 – £18,000Combi Oven
Williams Jade HJ2-SA£2,500 – £4,000Double Door Fridge
Falcon Dominator Plus G3101£3,500 – £6,000Commercial Range
Winterhalter PT-L£8,000 – £14,000Pass-Through Dishwasher
Tax Benefits of Catering Equipment Finance
Catering equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible.
UK Catering Equipment Market
The UK foodservice equipment market is worth £2.4bn annually. Over 180,000 hospitality businesses operate in the UK. Energy-efficient kitchen equipment can reduce utility bills by 30–40%.
Frequently Asked Questions
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